Auto loans with free breakdown address
An auto loan that fits your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1per cent
Our prices differ with respect to the quantity you wish to borrow, your chosen term as well as your credit history.
Complimentary breakdown cover*
One year’ free Basic Breakdown Cover, or even an add-on that is free you are currently a part. Discover more.
Exclusive low price for people
We reserve our loan rates that are lowest for Members. Utilize our calculator to obtain a quote that is personalised.
Given by the financial institution of Ireland British. AA Financial Services Limited is a credit broker and never a loan provider.
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Representative 8.9% APR. Centered on that loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and amount that is total of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Significant: The price you are provided will depend on your individual circumstances – as well as your credit history. The utmost APR you can get is 29.9%. Your loan term will be determined by the mortgage amount sent applications for. We presently provide loan term lengths of just one to 7 years.
Are you qualified?
Look at possibility of the job being accepted without inside your credit history.
You have indicated you are an AA Member* and certainly will consequently receive a unique rate. Before we carry on, please verify your account number below.
* An AA Member is an individual who has arranged breakdown address straight with all the AA and never as an element of a bank or car maker partnership system.
Prepared to apply?
Enjoy our low price loans. It really is easy and quick to use.
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for users
- Instant choice generally in most instances
- Make additional re payments or spend down your loan early
- No set-up or arrangement charges
1 An AA Member is an individual that includes arranged breakdown address straight utilizing the AA rather than as an element of a vehicle or bank maker partnership system.
* Free breakdown cover
As a fresh AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or even an add-on that is free you are currently an associate.
The Basic Breakdown Cover is for just one automobile plus one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be found on a pay-for-use foundation.
Current users can be given an add-on that is free either National Recovery, in the home or Onward Travel for the remaining of these account 12 months.
Your Basic Breakdown Cover or free becomes that are add-on as soon as the application for the loan is accepted. The chosen add-on will undoubtedly be renewed immediately until you inform us to not. The breakdown that is free isn’t available in the event that moneykey you currently have AA breakdown address during your bank or car maker. Listed here are all of the stipulations.
Manage your loan
Help handle your existing AA Loan.
What’s an APR?
The APR you will get can vary greatly through the rate that is advertised. This is actually the rate that is representative we anticipate a lot of people who use to obtain.
The price you may be provided may be a personalised price centered on your present specific circumstances including credit information held about yourself by the credit guide agencies, the mortgage amount you borrow and amount of time you borrow for.
Obtaining an AA Loan
It is possible to use on the internet and will get a immediate decision in many instances.
Who are able to use?
To meet the requirements to apply you have to;
- Have been A british resident for at the least three years
- Be over 21 with no more than 70 once the loan term ends
- Be employed with an income of ?12,000 or higher
- Not need a past reputation for County Court Judgments or bankruptcy
- Have a UK based bank or building society account that will pay direct debits
Just how long can we just take financing for?
Loans can be found between 1 and 7 years (with regards to the value of the loan).
Is it possible to let me know exactly how much a loan will surely cost without the need to offer my details that are personal?
You can expect a personalised price which will be predicated on your own personal circumstances and quantity you want to borrow which is consequently required to capture your own personal details. Take note that individuals try not to provide an indicative quote. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.